Analysis from the front line.
Working notes, guidance and analysis from the specialists behind KYCifi, drawn from years inside AML, KYC and financial crime compliance at KPMG, Deloitte and BNY.
Practitioner analysis on the issues that matter.
Long-form guidance from the desk, written for the people who have to act on it.
The FCA crypto gateway is open: what MLR-registered firms must do before 28 February 2027
No automatic conversion, a fixed application window and real consequences for applying late.
Read the briefing Regulation · Law firmsWhat the FCA taking over AML supervision means for law firms
The supervisor is changing. Your obligations are not. How law firms should use the window before transition.
Read Due diligenceSource of funds for a bank review: what satisfies a reviewer
When a bank asks where the money came from, savings is not an answer. What a reviewer is actually trying to establish.
Read OwnershipPSC discrepancies: why filings and the register diverge
The gap between a company's PSC register and its filings is one of the most reliable signals in due diligence.
Read Digital assets · PakistanPVARA NOC readiness: what is actually assessed
The gateway to the Pakistani virtual asset market, and what the regulator actually scrutinises in an application.
ReadPractical guides for firms and individuals.
Facing a bank review, a frozen account or a regulator? Start here.
AML compliance for crypto businesses
What the FCA expects from digital asset firms, from the Travel Rule to monitoring and governance.
Read the guide Bank reviewsReceived a source of funds letter?
What your bank is asking for, the documents it wants and how to respond.
Read the guide Bank reviewsAsked for source of wealth evidence?
How source of wealth differs from source of funds, and what to provide.
Read the guide Bank reviewsHelp with a KYC check from your bank
What banks ask for in a KYC review and how to pass it first time.
Read the guide Bank reviewsBank account frozen in the UK
Why it happens and how to respond within the deadline.
Read the guide Bank reviewsAccount restricted by your bank
The difference between restriction and closure, and how to get reinstated.
Read the guideSix areas we work in, and write about.
AML and financial crime
Building and defending AML programmes, business-wide risk assessments and the controls supervisors expect to see.
ExploreKYC and due diligence
Resolving ownership, identifying beneficial owners and building KYC files that hold up to regulatory review.
ExploreSanctions and screening
Sanctions, PEP and adverse media screening that balances coverage with false-positive control.
ExploreCrypto and digital assets
FCA authorisation, the Travel Rule, wallet screening and a bank-grade financial crime standard.
ExploreRegulatory developments
How we read and operationalise change, from the MLRs to emerging supervisory priorities.
ExplorePVARA compliance
Pakistan's virtual asset regime in practice: NOC readiness, VASP due diligence and the Travel Rule.
ExploreHave a financial crime challenge of your own?
Send us one live case for a free assessment, or book a consultation with a specialist.