Every firm with a duty to stop financial crime.

Payments and e-money

AML that keeps payment firms banked. Payment and e-money firms face intense FCA scrutiny and demanding sponsor banks. We build proportionate frameworks, clear screening backlogs and close the evidence gaps that put banking relationships at risk.

• AML framework and business-wide risk assessment
• Merchant and corporate onboarding due diligence
• Screening alert backlogs and adjudication
• Sponsor and partner bank due diligence packs
• Fractional MLRO
• Agent and distributor oversight

Crypto and digital assets

Ready for the FCA crypto regime. The FCA authorisation gateway is open until 28 February 2027. MLR-registered firms do not convert automatically. We prepare the financial crime framework your application will be judged on.

Banks and lenders

Capacity and judgement for complex files. When onboarding queues grow or a complex corporate lands on your desk, we provide senior EDD and investigations capacity without adding headcount, including structured due diligence on VASPs and payment firms seeking banking.

• Corporate KYC and EDD
• UBO investigations
• Periodic review backlogs
• VASP and PSP due diligence
• Alert adjudication
• Remediation programmes

Investment and wealth

EDD for high-net-worth clients. FCA-regulated wealth managers and advisers carry full MLR obligations, including enhanced due diligence for high-net-worth clients and complex asset structures. We document source of wealth properly.

Law firms and conveyancers

Ready for FCA supervision. AML supervision for legal services is moving to the FCA. We help firms evidence client and matter risk, source of funds for property, and firm-wide controls to the standard the new supervisor will expect.

• Firm-wide risk assessment
• Client and matter risk
• File reviews
• Source of funds for property
• MLRO support

Accountants and advisers

Practical AML for professional practices. HMRC and professional-body supervised practices must run business-wide risk assessments, client due diligence, ongoing monitoring and an MLRO function. We build AML that fits how you actually work.

Property

Source of funds you can rely on. High-value property is a priority money laundering risk. We help agents and property professionals verify buyers and funds properly, with frameworks and checks for residential and commercial transactions.

• Buyer and seller CDD
• Source of funds checks
• AML framework
• Staff training content

High-value and other regulated

Specialist support for niche sectors. Art market participants, high value dealers and gambling operators carry specific AML duties. We tailor controls to your risks rather than borrowing a bank framework.

Pakistan

Pakistan's virtual asset regime, mapped. Specialist support across PVARA, AMLA 2010, SBP and FATF frameworks: NOC readiness, AML/CFT frameworks and goAML workflows for virtual asset firms, and structured VASP due diligence for the banks that serve them.

• NOC readiness assessment
• AML/CFT framework build
• goAML STR workflows
• Travel Rule compliance
• Fit and proper preparation