Built by practitioners. Trusted by regulated firms.
KYCifi combines Big Four expertise, banking experience and our own technology to help organisations navigate AML, KYC and financial crime compliance.
I spent years on the bank side of KYC and kept seeing the same gap: banks asking for evidence, and businesses unsure what was really needed. KYCifi exists to close that gap with decisions both sides can rely on.
A career spent on the other side of the review.
Bilal Akhtar's career began in the fraud department at Royal Bank of Scotland. Over the following thirteen years he gained senior experience across some of the UK's most respected institutions, including KPMG, Deloitte, Eversheds Sutherland, BNY, HSBC and Citibank, working across anti-money laundering, sanctions and KYC.
That experience gave him a precise understanding of how financial institutions think, what they require, and why. It also revealed a persistent gap. Regulated firms face increasingly complex obligations, from AML programme design and ownership investigations to FCA authorisation and VASP onboarding, and most lack the specialist depth to handle them efficiently in-house.
KYCifi exists to close that gap, for payment firms, crypto businesses, banks, law firms, accountants and Pakistani VASPs. Clients get three things that only come with real seniority: expertise in what regulators actually require, efficiency from technology we built for this work, and judgement that is reasoned and signed by a person.
Senior practitioners, certified analysts.
Every opinion is reviewed and signed by a senior practitioner.
Thirteen years in financial crime across KPMG, Deloitte, Eversheds Sutherland, BNY, HSBC, Citibank and NatWest Group.
More than ten years in AML and compliance, leading reviews and remediation for regulated firms.
Evidence gathering, screening review and case preparation, with every output checked by a senior practitioner.
Our principles.
How every engagement is run, whatever its size.
Expertise above all
Every engagement is led by a compliance professional with Big Four and banking experience. We apply institutional rigour to every case.
Transparency always
Fees are fixed and agreed in writing before work begins. You always know exactly what you are getting.
Defensible output
Everything we produce is documented, audit-ready and built to withstand regulatory scrutiny.
Partnership, not transactions
We work as an extension of your compliance team, not as a one-off service provider.
What we're known for.
KYC and AML response packs
Bank-ready documentation for individuals and businesses facing compliance reviews, account restrictions and source of funds requests.
KYC check helpCrypto and VASP compliance
AML frameworks, Travel Rule procedures and FCA authorisation readiness for exchanges, custodians and stablecoin firms.
Crypto complianceAML programme builds
End-to-end framework design: risk assessments, customer risk rating, policies, procedures and training tailored to your business model.
AML programmesComplex, cross-border cases
PEPs, multi-country ownership structures, trusts, high-value assets and international transfers, handled with precision and discretion.
Due diligenceBig Four and global bank pedigree.
Based at No.1 Spinningfields, Manchester. Clients are welcome to meet in person; UK and international engagements run by video and telephone.
Career history, not endorsements.
Send us one case. Judge the result.
Share one live case under NDA and receive a signed assessment within 48 hours. No cost and no obligation. Or book a consultation to talk through your matter.